Author: Mark Virgil Lofranco

Starting a business without understanding SEC registration requirements is one of the fastest ways to delay—or legally compromise—your venture. As a lawyer assisting entrepreneurs in the Philippines, I can confidently say this: Most SEC registration problems arise not from complexity, but from lack of preparation. This guide outlines everything every entrepreneur must know before registering…

One of the first questions entrepreneurs ask when starting a business is simple—but legally important: “How long will SEC registration take?” As a lawyer handling business registrations in the Philippines, the honest answer is this: SEC registration can be fast—if done correctly—or painfully slow if mistakes are made. This article explains the realistic timeline, the…

Registering your business with the Securities and Exchange Commission (SEC) is a crucial legal milestone. Yet, as a lawyer handling business registrations, I see one recurring problem: most delays are not caused by the SEC—but by avoidable applicant mistakes. A single error can mean weeks of delay, repeated submissions, and lost business opportunities. Below are…

Choosing the right business structure is not just a business decision—it is a legal one. As a lawyer advising entrepreneurs in the Philippines, one of the most common questions I hear is: “Should I register as a One Person Corporation (OPC) or a regular Corporation?” Both structures are registered with the Securities and Exchange Commission…

Growth is exciting—but in law, growth without registration is risk. As a lawyer advising startups and expanding enterprises in the Philippines, one principle remains constant: SEC registration is the foundation of every legally sound, scalable business. Before branding, hiring, partnerships, or expansion plans, a growing business must first establish its legal identity through registration with…

Starting a business in the Philippines is an exciting milestone—but before you operate, hire employees, or issue invoices, legal registration is non-negotiable. One of the most critical steps is registering with the Securities and Exchange Commission (SEC). As a lawyer, I often see startups delayed—or worse, penalized—because of avoidable mistakes during SEC registration. This guide…

Starting a business in Cebu is an exciting journey—but before you open your doors, legal compliance is non-negotiable. Business registration is not merely a bureaucratic requirement; it is the foundation of legal protection, credibility, and long-term success. From a legal perspective, approaching registration methodically ensures you avoid delays, fines, and operational setbacks. Here’s how Cebu…

Starting and operating a business in Cebu Province offers immense opportunities—but success begins with legal compliance. From a lawyer’s perspective, business registration and permit renewal are not mere formalities; they are the foundation of lawful operations, credibility, and long-term growth. This ultimate guide walks Cebu Province entrepreneurs through the essentials of business registration and permit…

Business permit renewal is often viewed as a routine administrative task. However, from a legal and economic perspective, timely business permit renewal plays a vital role in strengthening Cebu’s local economy. Beyond compliance, it promotes fair competition, sustains public services, and builds a stable environment where businesses and communities can thrive together. Understanding this connection…

For Cebu entrepreneurs, business registration and permit renewal are critical legal obligations that ensure your business operates legally, efficiently, and without risk of penalties. Despite being routine requirements, many business owners have questions about the process. From a legal perspective, understanding the rules and common concerns can help prevent delays, fines, and operational disruptions. Here…